Cardinus Property Risk Management has built a leading reputation in the landlord, property owner and managing agent sector. We deliver solutions to some of the major residential landlords and commercial property owners and managers in the UK. We help to manage landlord responsibilities. Our ability to aggregate services such as providing a single expert to conduct a fire risk assessment and rebuilding costs report on a single visit means we save time and money for our clients.

Cardinus Property Risk Management provides comprehensive solutions for freeholder and landlord responsibilities, managing agents and insurers, and anyone else with a legal responsibility for property. Our property services include, but are not limited to: fire risk assessments and fire safety training, asbestos surveys and reports on rebuilding costs.

Our expertise can help with all property risk management that falls within landlord responsibilities.

Cardinus Property Risk Management provides you with UK-wide surveying, audit and assessment capability. Our highly experienced teams in the field can carry out any necessary property risk assessments. In addition our property risk management software, PACE, is currently inclusive with our combined survey package and offers a compelling value proposition, saving you time and money.

Property Risk Survey

Comprehensive report detailing the construction, management, fire, security, liability, claims and mapping data with recommendations for risk mitigation. Read more

Fire Risk Assessment

Comprehensive assessment and recommendations for risk mitigation and compliance with the requirements of the Regulatory Reform (Fire Safety) Order 2005. Read more

Health and Safety Audit

Audit report that covers all current health and safety legislation in relation to the specifics of a given property type and its current usage. Read more

Survey and Auditing Team

Our nationwide team of experienced and qualified surveyors together with in-house consultancy expertise ensure you get concise, secure online reporting. Read more

Asbestos Audit

Practical assistance that helps you to comply with the Control of Asbestos Regulations 2006. Surveys include taking samples, laboratory certification of materials to confirm the existence and nature of any asbestos, plus recommended action plan. Read more

Other surveys, audits and assessments include:

  • Latent Defects Survey
  • Structural Surveys
  • Legionella Survey
  • Environmental Audit
  • Disability Discrimination Audits

The range of property risk management services from Cardinus is wide and varied. Our unique risk management software, PACE, enables our clients (or our support team through our managed solution) to schedule and control simple or extensive property risk management programmes. Click to view the property risk management services Cardinus offers. Your bespoke programme can also include unique services. Contact Cardinus to discuss your requirements.

Property Risk Management Software

Our risk management software will hold your survey, assessment, audit and valuation data in a structured format and is fully supported by our helpdesk, workflow and management information tools. Read more

Building Insurance Valuation

Supplied under BCIS (Building Cost Information Service) guidance for commercial and residential property or a full Chartered Surveyor rebuilding valuation report, which is suitable for listed buildings or those with unusual features. Read more

Energy Performance Certification

Commercial premises energy rating together with reporting on energy efficiency of building fabric, heating, ventilation, cooling and lighting. Read more

Subsidence Mapping

Risk modelling takes account of the tree canopy, heights and the distance from nearby buildings. Linking this with an understanding of the geology across the UK, modelling the interaction of tree species and taking into account climate provides a powerful combination of information.

Flood Mapping

Climate change is prompting an increased risk from flooding. The latest laser scanning technology provides customers with a degree of accuracy in relation to the flood risk potential that far exceeds any comparable technique.

Windstorm Mapping

Laser scanning technology enables us to model terrain, buildings and the respective heights. This unique viewpoint assists the understanding of exposure to windstorm when combined with sophisticated storm modelling.

Other services include:

  • Electrical/Gas Certification
  • Plant/Machinery Valuations
  • Portable Appliance Testing
  • Maintenance Programmes

To manage your property risk you need up to date information and guidance. Cardinus regularly publishes property risk reports and white papers to help you keep up-to-date with the latest developments in property risk management. Click to see our latest property risk data.

Landlord Responsibilities

Property owners, managing agents, insurers and others with responsibility for property risk need a survey solution that streamlines their risk management and legislative landlord responsibilities. Cardinus services help with landlord responsibilities. Read more

Directors' Responsibilities: Health and Safety in Relation to Property white paper

Directors of Residents Management Companies, Landlords and Managing Agents will have legal obligations in complying with ever increasing health and safety-related legislation. The underlying principle is to ensure the safety of yourself and others who may be affected by what you do or fail to do.

Communal areas of residential properties are deemed to be a place of “work” and therefore various pieces of legislation will apply to you.

The law requires that suitable and sufficient assessments of risk are carried out in all communal areas of residential properties. This should cover not only residents, but also visitors, contractors, site staff and property management employees. Read more

Managing Fire Safety in Commercial and Residential Premises white paper

Fire is probably the most likely catastrophic risk to which we are exposed; this exposure can occur not only in the workplace but also in the home. When a fire occurs, not only does it pose a major threat to life but it can destroy property and cause major business loss, or in many cases, failure.

The consequences for organisations (and individuals) can be serious. Apart from loss of life and the destruction of property, failure to comply with regulatory requirements can lead to fines, imprisonment and disqualification. This applies to directors, managers and company secretaries. Read more

Advisory Notice 1- Electric Gates

Following the deaths of two young children who were crushed by electric gates in the summer of 2010, the HSE has again urged installers, designers, maintenance firms and manufacturers of electric gates to seriously consider new safety advice. The latest guidance (issued in September) follows a similar notice issued in February last year. In many cases, property developers have already written to freehold owners alerting them of the need to risk assess such equipment.

The HSE's latest safety alert points out that limiting the closing force of the gates alone will not provide sufficient protection to meet the relevant standards, and installers must fit additional safeguards to gates in public areas.

Request a copy of the full Advisory Notice.

Advisory Notice 2 - Insurance Rebuilding Valuations and Underinsurance - What are the issues?

Most of us take for granted that the buildings we live in and own are sufficiently covered by our buildings insurance having the common attitude in life that 'it will not happen to me'. Except of course, life is not that simple and insurance claims are made all of the time. Most are settled without any great issue but that is not always the case. Our experience, borne out of actual revaluations carried out on behalf of clients over the past few years, suggests property insurance values are seldom correct with a good number underinsured by 20% or more.

This report is based on the views and experiences of our specialist consultants and information obtained from other experts, which we feel, will have applications for your organisation as you seek to protect your own property assets or those that you are responsible for managing or insuring.

Request a copy of the full Advisory Notice.

Advisory Notice 3 - Inflation Review

This 'Inflation Review' is provided by our specialist team of consultants in addition to our advisory notice on Insurance Rebuilding Valuations and will be produced twice a year.

Request a copy of the full Advisory Notice.

Advisory Notice 4 - To include in your building sum insured or not... VAT is the question?

With VAT now at an all-time high, the potential for substantial underinsurance and reduction of claims, if you were to get your building sum insured wrong, should not be understated.

The position can be a complex one, but we have attempted in this document to provide some simple guidance, which we hope will enable the vast majority of clients, with property interests, to not only understand but address the VAT question without too much difficulty.

Request a copy of the full Advisory Notice.

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