Comparing Building Insurance: Everything You Need to Know
Whether you’re a property manager, commercial landlord, or business owner, understanding your building insurance is non-negotiable. Yet many only realise their policy is inadequate after disaster [...]
Green Upgrades and Underinsurance: What UK Property Owners Need to Know
From government schemes and ambitious net-zero goals to reputational gains and cost savings on heating and electricity, there’s plenty of incentive to go green with energy efficient property [...]
Labour Shortage in UK Construction Could Mean You’re Underinsured
Like materials pricing, labour shortages can significantly impact the cost of construction projects. This puts countless UK properties at risk of underinsurance, often without the knowledge of [...]
What is the purpose of an Insurance Risk Survey?
There’s no getting away from the fact that the insurance industry is built on a gamble, that policyholder assets will not be compromised during the period of coverage. As with […]
Don’t be caught out by the “average clause” in insurance
Sometimes, it’s generally seen as okay not to read the fine print – who has the time to trawl through every word of a streaming service update or the terms […]
Cardinus selected as preferred supplier for Burns and Wilcox’s UK MGA operations
Cardinus is thrilled to announce that we have been chosen by Burns and Wilcox to be their preferred supplier of property and casualty risk control surveys and property insurance valuations […]
How often should you have a Reinstatement Cost Assessment?
Building Reinstatement Cost Assessments (RCAs) are essential for mitigating underinsurance risk. However, like any other valuation process, the information they provide is static – a [...]
Cardinus Introduces Building Safety Case Report Service
Cardinus Risk Management, a leader in property risk management software and services, is proud to announce the launch of its new Building Safety Case Report service as part of the […]
The real cost of rebuilding: Why your insurance cover might fall short
A common question we encounter at Cardinus is, “If I base my insurance cover on the original development cost of constructing my property, isn’t that enough?” Unfortunately, the answer is [...]