The Health and Safety Executive (HSE) have launched a new web-based tool to assist SMEs track and assess how well they are managing their own health and safety performance supported by the DTI’s Small Business Service.
The Indicator has been developed to help SME’s regularly assess their health and safety performance. E.g., from one year to the next. It is also intended to help companies tell their insurers how well they are managing health and safety so they can more accurately calculate insurance premiums based on individual performance.
Development of the ‘Indicator’ involved HSE working closely with key stakeholders including the Department for Work and Pensions, the Small Business Service, the Association of British Insurers, the British Insurance Brokers Association and the Federation of Small Businesses.
The development of the ‘Indicator’ arose in part from the Government’s review of Employer’s Liability Compulsory Insurance in 2003. In the report of the review Government called on HSE to develop a tool, for SMEs in particular, which would enable insurers to determine levels of insurance premiums that better reflected how well those employers were managing risks to health and safety and show HSE’s continued commitment in helping businesses to improve their health and safety performance.
The Indicator is intended to be a tool to aid health and safety – showing how well businesses are performing. The HSE hope it will prove useful and that is what will drive it forward – in doing so, guiding people to give health and safety proper consideration. And thereby aligning with the Commission’s strategy to get risks properly managed and giving rise to a culture of risk prevention that is to the benefit of all, including SMEs. The HSC have made clear their belief that insurance premia need to better reflect how effectively employers are managing risks to health and safety. Good performers should not have to bear the burden created by poor performers and the ‘indicator’ has the potential to assist this goal.
Click here to view the relevant HSE information.